Cookie Policy
Market Linen — Victoria Compliance
Last Updated: October 2023
Disclaimer: This Cookie Policy is a general template and does not constitute legal advice. Market Linen operates in the jurisdiction of Victoria, Australia. While we strive for accuracy, users are encouraged to seek professional legal counsel regarding specific data protection obligations under the Privacy Act 1988 (Cth) and Victorian state legislation.
1. Introduction and Scope
Market Linen ("we", "us", or "our") is committed to protecting your privacy while you navigate our resources on credit limits and financial ratings. This Cookie Policy explains how we use cookies and similar technologies when you visit our website.
In Australia, including the state of Victoria, the collection and use of personal information are governed by the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs). Additionally, the Privacy and Data Protection Act 2014 (Vic) applies to Victorian public sector agencies, and while we are a private entity, we align our standards with these robust data protection frameworks to ensure the highest level of transparency for our users.
2. What are Cookies?
Cookies are small text files that are stored on your computer or mobile device when you visit a website. They are widely used by website owners to make their websites work, or to work more efficiently, as well as to provide reporting information.
Cookies set by the website owner (in this case, Market Linen) are called "first-party cookies". Cookies set by parties other than the website owner are called "third-party cookies". Third-party cookies enable third-party features or functionality to be provided on or through the website (e.g., advertising, interactive content, and analytics).
3. Categories of Cookies We Use
A. Strictly Necessary Cookies
These cookies are essential for the website to function and cannot be switched off in our systems. They are usually only set in response to actions made by you which amount to a request for services, such as setting your privacy preferences or filling in forms.
| Cookie Name | Purpose | Lifespan |
|---|---|---|
| __session_id | Maintains user session state | Session |
| cookie_consent | Stores consent preferences | 12 Months |
B. Analytical/Performance Cookies
These allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us know which pages are the most and least popular and see how visitors move around the site.
- Google Analytics: Used to understand user behavior on our credit limit guides. (Duration: 2 years)
- Hotjar: Used to optimize the UI layout of our rating impact tools. (Duration: 1 year)
C. Marketing and Targeting Cookies
These cookies may be set through our site by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant adverts on other sites based on your interest in credit management.
4. Legal Basis for Processing
Under the Australian Privacy Act 1988, we are required to handle personal information transparently. For users within the European Economic Area (EEA) or the UK, we also comply with the GDPR/UK GDPR.
Our legal basis for using non-essential cookies is your express consent. You have the right to withdraw this consent at any time. Strictly necessary cookies are processed based on our legitimate interest in providing a functional and secure digital service.
5. Managing Your Preferences
You can control how cookies are used on your device. Please note that disabling certain cookies may impact the functionality of the Market Linen website.
Browser Controls:
Most web browsers allow you to control cookies through their settings. You can typically find these settings in the 'Options' or 'Preferences' menu of your browser:
6. Contact Information
If you have any questions about our use of cookies or how we handle your data in Victoria, please contact our Privacy Officer at:
Market Linen - Privacy Department
Email:
Address: 152 Elizabeth Street, Melbourne VIC 3000, Victoria
Phone: +1 (205) 739-5832